The increase in rental value is void and usury | Discuss

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The increase in rental value is void and usury
27/07/2017
2:55 pm
nabilmuhasien
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1-Yes the benefit of the rent is money,

The legal opinion: The money is every thing has a financial value considered benefit or a right sample or personal, such as intellectual property rights

— What would you say if  I damaged your car or take your pen certainly you will ask me the price.  That means things is another shape of money as well as when you were appointed in the work normally the director- administrative asks What are your qualifications?    And how many years of experience do you have?.

  Are they known to determine your salary?  , which means that your certificates and experience is another form of money, as well as housing benefit is a kind of the money, it gets money to the landlord from the tenant so a capital lease, then another shape of the money.

-Let’s compare between value and price, the definition posed by the economists in both value and price; where they define the value as what the good or service deserves equivalent of goods or other services, while they define the price that: consideration, who is taken to compromise in return for Sales or in kind commodity.

Thinkers, also contribute to this; where his view, “Aristo”, for example, the value of use is what it acquires from the benefit of the goods, the value of the barter is what gets him or commutes his goods for cash or bartered for another commodity.

The price is what the human endures of effort or money or anything else in order to fulfill his wish, the place of desire to the psyche soul, the soul is able to generate the wishes matching human needs, it is also able to generate the wishes that not match these needs, if the desires are intensified or abounded the price increased and vice versa.

Means that the value is fixed in the goods but the price is variable.

, the benefit of the cup is estimated in the same materials made of them, suitability for transport the water, for use in drinking or bathing.

These uses fixed today or tomorrow, price increase or decrease. If you estimate its value to another commodity should be beneficial in another commodity is equal to the benefit of the cup during the appreciation, if the value of the estimated value of the pitcher by the value of the chair, the duty to be self-interest of the pitcher is equal to self-interest of the chair, in terms of its constituent materials, use it, etc

This appreciation of the value does not differ from time to time or from place to place, if the benefit of the cup for a person being is equal to the benefit of half a chair, this value remains on is all the time because it is the ability of components of the physical commodity and uses a fixed where no matter the price increased or decreased.

If the price of the cup increased does not mean that its components or uses increased, has nearly constant with the price more or less. Thus, the Treasury, its value fixed and uses both as well as increased price or shortage.

Similarly, if the value of the Treasury estimated by the value of another commodity, for example gold and found that the benefit to the Treasury equal to twice the benefit of a piece of gold, this value remains constant, because it was made by the component and the use of the treasury for gold, according to Value is the product of self-components and the use of the human, therefore the remaining value of the Treasury equal to half the value of the golden piece no matter how more or less the Treasury rate or the price or the gold piece because the value depends on the internal components of the product use rights and the commodity terms of use.

The estimated list price is not necessarily equate with self-components of the item and usefulness of the human person as a human being, but controlled by supply and demand.
And the important observation on the subject that the estimation of the item price does not look to self-interest in the product, but may be estimated the value of wheat by banknote regardless of the benefit of the material self-wheat, which is a big benefit of the material self of the banknote, which is almost nothing mentioned only the type of paper and fees and from  technical view it in the form because the price is related to supply and demand, a drunken may sell bag of wheat to buy a bottle of wine, with the wide gap between the benefit of self-rule for the bag of wheat and the benefit of self-rule for the vial.

The estimated value when assessing the benefit equal on both sides so we can not say the value of wheat bag isn’t equal to twenty dinars paper because of the self-interest in the subject of wheat in the bag is equal to thousands of self-interest in the subject of twenty papers.

The value is estimated by the self-benefit in the good that is valued at such a bag of wheat by such gold dinars or and such a commodity that may benefit equally.

Thus, while an estimated price of any commodity whatever in the material of the benefit, you do not only appreciates the value of the item self-benefit in substance like the first.

So the rent is money.

If I rent an apartment by 1000 $ monthly, the value of rent that I live the apartment, this value can is the same today or after 100 years and this price of rent estimated at being of the contract.

 Why I have to increase the price although the value or benefit is same?.

If I bought from you a car by 20000$ from 10 years, and its prices increased. can you ask me for a more money ?.

The answer is no, the rent is the same

Let us compare between Leasing and usury

The first case, someone gave another the amount of 100, 000 pounds for a year and stipulated taking interest (100) pounds monthly and the amount is shown will return after a while (is this usury or not ).   yes it is usury

The second case, a person who has built an apartment or houses its price of (100,000) pounds and rented it to someone by 100 pounds monthly.

The question what is your think about the similarity in both cases?

 In both cases, both men recover their capital and take the same money as profit

– But the landlord rents his property and it belongs to him, he tried it yesterday, the question now.     What is the interest paid or effort had done by the owner to the national economy to earn this money today?

The soul doesn’t want to be as a tenant to another. How the man leaves himself and his family were subject to a decision from another, in this case, they are like birds under the ceiling.

 – In terms of economics the tenant has become like a dairy cow for the owner (with full respect to them) if the lessor passes a financial crisis, or he wants to change his car exceeded the rental value on the tenant in recent rent law (civil law).

– On the economics of the tenant the rental value is monthly burden, some times more than it spends to buy clothes or food, which weakens his financial condition, thereby hindering their success in their respective fields and become a mere cog in the machine, he studied then married then be a father and then died but he did not excel in his field.

– In terms of safety. There was no safety or stability, which is the main condition for housing, is safe and quiet, it is indicated by the Quran that God makes our homes where the dwell,     where is accommodation under the lease system?

 I repeat that the leasing of housing is not haram legally, but  we must be eliminated in practice

Let us compare The money is a man’s need.

Housing is also the man ‘need

usurer ( moneylender) taking money monthly or yearly

Lessor taking money monthly or yearly

 The Borrower returns the debt after the end of the lending or when he has the ability to pay.

Tenant returns the housing after the end of the lease contract or when obtaining another suitable accommodation.

The lender continued to recover his money or borrowed capital

Lessor recovers his housing.

The lender ( moneylender) takes profits out of work.

The lessor takes the rent money without any work

the lender ( moneylender) Works and collects that money

Landlord works and builds his house

I ask everyone to prove any difference here.

ot for investment

rent is compensating contract , i take from the owner the benfit of the apartement to live in and I rental value.

the benfit of apartement is fixed , so why the owner take more money even annual increase of money

27/07/2017
8:57 pm
David Price
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“the benfit of apartement is fixed , so why the owner take more money even annual increase of money”

It’s called inflation.

27/07/2017
11:11 pm
nabilmuhasien
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Mr/ David

thank you

It’s called inflation.

1- why the tenants only bears or affords the impact the infalation

2- the difference between selling or rent , the selling is possession for ever but rent is possession for a period , as you can not ask me increase the price after you sale thing to me and you did not talk about inflation,  you talk about inflation in rent????. 

3- if you talk about inflation in rent , can the owners increase according to the inflation rate?

no , the owners increase as the like 

28/07/2017
7:35 am
David Price
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“if you talk about inflation in rent , can the owners increase according to the inflation rate?”

It all depends on the Assured Shorthold Tenancy agreement which you are free to reject if you don’t like the terms.

29/07/2017
6:11 pm
nabilmuhasien
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The existence of consent in contracts is not the only condition for the validity of the contract, for example, adultery and riba( usury ) has an agreement of two parties.In addition to the existence of the choice is not the only condition for the health of the agreement, Compulsion is a choice between two things both are bad,the consent in contracts is the choice of two things are good

the tenants chose the less bad, the expelling or the increase in rental value

10/03/2018
10:42 am
Amy
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nabilmuhasien said
Mr/ David

thank you

It’s called inflation.

1- why the tenants only bears or affords the impact the infalation

2- the difference between selling or rent , the selling is possession for ever but rent is possession for a period , as you can not ask me increase the price after you sale thing to me and you did not talk about inflation,  you talk about inflation in rent????. 

3- if you talk about inflation in rent , can the owners increase according to the inflation rate?

no , the owners increase as the like   

After Sale…  The Banks increase the cost of the mortgages as they like on the person who was SOLD a house . 

Inflation = The cost to the landlord of HMRC tax (which has gone up considerably/ 20% to 40% in same cases ) ground rent, maintenance service charges- if its a flat . Mortgage interest rate increases.  Usually the landlord pays these bills. 

The cost of repairs to the rented property goes up as the workmen- that the landlord employs –  need a higher wage to cover their own cost of living ,  higher council tax, HMRC tax, gas , electricity bills etc. 

That is inflation. 

09/04/2018
1:26 pm
Simon_C
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David Price said
“if you talk about inflation in rent , can the owners increase according to the inflation rate?”

It all depends on the Assured Shorthold Tenancy agreement which you are free to reject if you don’t like the terms.  

The original post does actually address this, by noting that shelter is a basic material need; considering almost all ASTAs are on broadly the same material terms, a person is not “free to reject” except insofar as they are free to choose homelessness; it’s Hobson’s choice.

But – that’s immaterial anyway: the above is a sophisticated discussion of whether renting a property constitutes usury. Whether or not a person freely assents to an arrangement is completely irrelevant to that: a person taking out a payday loan an exorbitant interest does so “freely”, but charging exorbitant interest on a cash loan is self-evidently usury, by any definition! If you personally don’t think that usury is immoral, that is absolutely your decision to make – and completely irrelevant to the question of whether renting a residential property constitutes usury! Personally, as a Christian, I have some moral concerns about usury – and this is an issue that personally affects me, so I would be very interested to hear discussion from people who (a)read the original post; and, (b)actually know what they’re talking about, so that I can make better informed decisions in future.

I’d suggest that if you feel the need to jump to the defensive at the slightest hint of any moral difference of opinion, you may need to examine your own beliefs.

23/08/2018
4:48 pm
nabilmuhasien
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rent as a process is a usury if we compare it with usury practically, but it is legal or lawful due to the human need, there are many acts is same but the reward is different.

but here I am talking about the increase in rent during rent period or at renewal the rent contract even there agreement.         simply why…….

loan ( it is money)+ interest( it is money) = usury

rental value ( it is money) + increase in rental value( it is money) = usury

it is same

the rental value it money also

 so I use in my working paper a new currency which is called the real estate rental pound 

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