Recommendations for debt collection | Discuss

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Recommendations for debt collection
12:29 am
Forum Posts: 5
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After [long story of course] much cost, stress and exasperation with UK court system we finally evicted our non paying tenant at the end of September ’16. When we served our first notice (as soon as we could) we were owed £3300, by the time we had our possession order the county court agreed over £10,000 was due (but would not refer our case for High Court – ‘They are not taking any more’). About £1500 of our legal costs was ignored by the court as was about £300 in travel costs, and it took £2500 more to make good in order to relet. All in all we are about £15,000 to the bad. I never could have imagined anything like this could happen, but a rogue agent caused our nightmare (company now dissolved of course). 

We were advised to wait a bit, and are now ready to do something to recover what we can of the £10k on our possession order.  We have lots of useful information about the tenant including passport and NI number, prior address etc. We’ve no idea where they have gone but haven’t looked yet. 

We don’t want to send good money after bad, but we are prepared to spend some money sensibly as clearly we have lost so much. 

We have done some internet research, and are thinking about tracing agents. We understand debt collectors work on taking commission from what they collect?

We looked at a lot of threads first on LR for recommendations / experience with debt collection agencies but saw almost nothing. Can anyone recommend a good tracing agency / debt collection group they have used and felt did a good job at a fair price?

Any other advice welcome

Thanks in advance

1:05 am
Forum Posts: 2897
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Don’t bother it is a waste if time

I did and wasted time and money, my losses were far more than yours.

At least we aren’t in April 2017 when even if you aren’t paid any rent to will still gave to pay tax on mortgage debt interest.

Talk about rubbing salt into a wound!

If you cannot source tenants on whom RGI is achievable then sell up and possibly invest where you can.

Tracing someone is just the start.

I tried doing everything and the wrongun tenant was 35m away from me!

Never succeeded

The civil recovery requirements are against you

Just don’t bother.

Just use RGI in future along with 2 months rent in advance as a deposit and 1 months rent in advance.

That should cover everything.

7:51 pm
David Price
Forum Posts: 1681
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I agree with Paul, lick your wounds and try again.  No matter how hard you try it will be nearly impossible to recoup any of your losses.  In 30 years of landlording I have never managed to extract more than a few pence from an errant tenant.  The legal system stinks.

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