British Business Bank? Old news at Landlord Referencing! | Discuss

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British Business Bank? Old news at Landlord Referencing!
10:55 am
Forum Posts: 457
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So today plans have been announced about A British Business Bank, backed by Vince Cable & Ed Milliband.

If you have followed our blogs since the start of Landlord Referencing you will remember such blogs as:

From Paul aged 7 to Mr Cameron (February 21st, 2011)

Paul's Property Investor Show 2011 (October 18th 2011) 

Ner ner Ne ner ner – told you so!! (November 28th 2011)

These all encapsulated the idea that instead of giving our banks away (to the likes of Richard Branson, etc) what the UK is IN NEED OF is a National UK Bank; whereby money can be given out to those industrialists and entrepreneurs who can build our economy at 2% and STOP giving it to those who have already failed once (banks) and have still not learned their lesson.

Another LRS prediction that has become reality has been the current pay day loans exploitation scandal and how the UK public are now demanding that these companies be investigated and regulated.

We firmly stand by the fact that we covered this story first;

Pay Day Loans Repayment VS Rent.


What I'm wondering is what we'll predict next?? !!

I'm actually rather bored of the news at the moment; I'd like to read/hear something that actually surprises me…! Wink

If you have anything you would like to bring to the attention of the UK government and the general public then please feel free to post about it in our forum.


Last month (February 2012) we had 666,059 hits on the website and discussion forum.

We also sent out 60 tenant Alerts last month equaling an accumulated rent defaults & property damages of £198,780.51. 

We are firm believers that if you want something done in this world you've got to get out there, do it yourself and get your voice heard!

Senior PR Officer at & Admin at .

Any queries email me at: / or give me a call on: 0800 9994 994 (option 6).

2:21 am
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Surely with such losses occuring caused by wrongun tenants the govt is taking a massive hit in tax not being paid as LL have to offset their losses against tax.

By your figures about 2.4 million pounds of losses are occurring to LL per year.

Now if LL actually had not suffered those losses the govt would have received lots more tax receipts.

Why therefore do the govt allow wrongun tenants to trash, steal and not pay rent; when the net effect is the govt receives less tax.

You could almost look upon wrongun tenants as carrying out tax eavasion.

This as their behaviour means the govt receives less tax.

What do you think the chances are of the govt truncating eviction proceedings to 1 month missed rent payment and the police remove you from the LL property and prosecute for theft and criminal damage at the property and enforce Proceedes of Crme legislation to hopefully reimburse the LL fo losses suffered.

What about the police arresting and prosecuting wrongun tenants for theft and criminal damage and making them pay the govt for tax lost due to the LL being able to offset the losses caused by wrongun tenants against tax.

We all know NONE of this will happen!

The question is why; aren't we all in this together!?

It seems if you are a criminal tenant then, no you are not!

You get away with it!

1:55 pm
Paul Routledge
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Hi Paul,

I Like your methodology but I think with the high taxes on booze and fags the Government earns and prefers more if they spend their rent on these items..Laugh

I also think that if they agree to get rid of the non payers or troublesome ones within a month they will have a very nasty housing problem in every area.. so again it suits them if we have to keep them.

I agree we should all be in this together and that is why was born all we need to do now is get the word out there . so if you are reading this send it out to everyone on your email list and get them to join us,  we might not be able to get them out in a month but when we do we can stop them getting back in. 

9:06 pm
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I agree with your contentions.

Tacitly the govt and councils are using the PRS as a free giant sticking plaster to cover up for the useless county court system and lack of accomodation for these wrongun tenants.

They know that right is generally speaking on the side of LL; but if we as LL could deal with our wrongun tenants so efficiently it would expose as you suggest a massive issue of wrongun tenants in the UK with consequential housing issues.

I have to say though that with continuing LRS success we are approaching this situation even more.

So far not every LL; LA and council is with LRS.

When they are the govt will be stuffed.

Why private citizens in the form of LL should be exposed to criminal and fraudulent behaviour by a certain section of society I cannot see!?

If you go to Tescos and walk out with a tolley load of shopping without paying you will be arested and prosecuted.

Why should provision of accommodation be considered in a different light.

After all food and shelter are both equally as important and yet the govt allows accommodation to be effectively stolen but not food.

Pray tell where is the difference?

11:35 am
Paul Routledge
Forum Posts: 3433
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Hi Paul,

The difference is that whenever a crime in this Country has overwhelmed the system they turn it from a criminal offence to a civil offence. We did use to have debtors prisons if you could not pay your bills.   As you say about Tesco's and the trolley believe me it wont be long before stealing from shops will become a civil offence (Nearly is now).

Then I suppose Burglary and Murder :-0 I will be long dead and buried by thenLaugh

9:47 pm
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Sadly I agree with your reasoning, Paul and Paul. For a simple example just take the law on squatting. Illegal in Scotland but a civil matter in England.


Does anyone know if there is an e-petition to make squatting a criminal offence in England?


DUH! Embarassed Just found the link to it on here. Very red face!



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