As one of the UK’s leading insurance intermediaries, with Towergate you can be assured that you are dealing with an organisation that offers real security, while being dedicated to our customers and to making a difference in the community.
Furthermore, Towergate is a growing business. Having made nearly 300 very carefully selected business acquisitions since 1997, we are confident that we can offer best in class specialist insurance, across the board.
Get tailored cover
Experts in their field, our tradesman insurance team understand the subtle differences in requirements between the trades, so they can tailor your policy according to your unique needs. Our policies also remain flexible as you grow, meaning as you take on employees, purchase new equipment or take on larger contracts, you can adjust your cover with a simple call.
Liability and indemnity cover
Whether you’re a one man band or have a team of employees; whether you’re doing a bit of gardening or taking on a large public contract, liability insurance is probably the most important cover you’ll have. We can provide public, product and employers’ liability insurance as you need with up to £10 million of protection each.
Tools and equipment cover
Our flexible options for tools cover means you can protect your own tools if you want or need to, but you can also get cover for your employees’ tools while they’re working for you and also cover for any specialist equipment you hire out too. Even if you leave your tools locked away on site, or in your van.
Many insurers have trouble providing some of the more specialist types of cover such as JCT insurance (Joint Contracts Tribunal), non-negligence insurance and ‘contractors all-risks’ (CAR) cover for your own plant, hired-in plant, and contract works cover. Our brokers however, can source policies which include many of these features combined as you need. We can even provide trade specific cover such as professional indemnity for PAT testing and conditioning reports (EICRs) depending on the nature of the work you do.