Mortgage Simplicity are an Independent Whole of Market Mortgage Broker.
We are based in Scotland but we cover the whole of the UK. It doesn’t matter where you live be it Edinburgh, Belfast, Cardiff or London we can help you.
We offer Fee Free Mortgage Advice and We don’t Charge Broker Fees.
We give recommendations based on all types of Mortgages including, First Time Buyer Mortgages, Remortgages, Buy To Let Mortgage, Commercial Mortgages, Secured Loans, Help To Buy Mortgage, Shared Ownership Mortgages.
We have access to every lender every deal including all of the major Banks and Building Society covering the whole market. Our website has a Free Mortgage Calculator and you can access Rightmove House Price Data, giving you upto the minute Valuations and House Sale Prices in your area and across the UK.
Financing your investment properties – With a Buy To Let Mortgage through Mortgage Simplicity
If your looking to purchase your 1st Buy to Let property or a landlord with a substantial portfolio we have access to the Best Buy To Let Interest Rates. At Mortgage Simplicity we cover the Whole Buy To Let Market and We Don’t Charge any Broker Fees for Arranging your Buy to Let Loan.
Buying a property “to let” can be a potential minefield in todays current climate. When buying a property “to let” you will need to decide whether your primary objective is income or capital growth. Also, it’s worthwhile considering which type of Mortgage is the most suitable and appropriate to your needs, be it a Fixed Rate Mortgage or a Tracker Rate Mortgage.
You should be mindful that there are a number of tax issues that you need to understand when purchasing a property to let, and you should seek independent tax advice before proceeding.
We will treat your Buy to Let mortgage application with a proactive approach whilst delivering a personal and efficient service. We offer a comprehensive mortgage sourcing service arranging buy to let mortgages for investors with a single property right through to the professional landlord with an extensive portfolio.
The market has changed over the last few years, with lending criteria tightening. This has placed some investors in an awkward position when remortgaging but we have experience in restructuring buy to let financing, allowing you to move forward and bring your investment under control. If you would like a Free Informal chat about your Buy to Let Mortgage Options then please feel free to contact us.
In general, Buy to Let mortgages are not regulated by the Financial Conduct Authority
We do not charge a fee for arranging your Buy To Let Mortgage and we have access to the Best Buy To Let Mortgage Rates.