Any Questions for the Housing Minister? ... | Discuss

Welcome to the Property Forum where we can share our knowledge & experiences together to become better at what we do.

 Forum Terms & Conditions


Enlarge/Change font size here

A A A

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
Advanced Search

— Forum Scope —





 

— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Feed Topic RSS sp_Related Related Topics sp_TopicIcon
Any Questions for the Housing Minister? ...
01/03/2017
12:14 pm
samjackson
Member
Members
Forum Posts: 8
Member Since:
03/11/2011
sp_UserOfflineSmall Offline

So I have booked to see Gavin Barwell on Thursday in Taunton - any points you want me to make ??

01/03/2017
3:29 pm
Harro
Guest
Guests

How is selective licensing going to affect my rents/tenancies?

01/03/2017
4:09 pm
ROSALIND BECK
Guest
Guests

Gavin Barwell is looking for 'allies'. I believe this is a key aim of his tour. I would ask him to start seeing private landlords as allies and not the enemy. If the Government reversed its attack on landlords, specifically by abandoning Section 24 and then came up with a scheme to incentivise landlords to bring old decrepit housing back into use, to convert unused commercial premises into homes and to invest in new-builds, he would have far more success than is likely through Build To Rent. Incentives could include those provided in other countries like taper relief on CGT which encourages landlords to keep houses in the long-term and thus enables longer tenancies (which the Government wants) and also some reliefs related to the development of new housing. Licensing should also be abandoned as it discourages the conversion of properties into HMOs - HMOs should be encouraged as the most space-efficient form of housing, rather than decried.

01/03/2017
4:12 pm
GarryD
Guest
Guests

If you want to rid our communities of anti-social behaviour why isn't tenant referencing a mandatory requirement?

02/03/2017
1:35 am
PaulBarrett
Member
Members
Forum Posts: 2890
Member Since:
12/10/2011
sp_UserOfflineSmall Offline

ROSALIND BECK said
Gavin Barwell is looking for 'allies'. I believe this is a key aim of his tour. I would ask him to start seeing private landlords as allies and not the enemy. If the Government reversed its attack on landlords, specifically by abandoning Section 24 and then came up with a scheme to incentivise landlords to bring old decrepit housing back into use, to convert unused commercial premises into homes and to invest in new-builds, he would have far more success than is likely through Build To Rent. Incentives could include those provided in other countries like taper relief on CGT which encourages landlords to keep houses in the long-term and thus enables longer tenancies (which the Government wants) and also some reliefs related to the development of new housing. Licensing should also be abandoned as it discourages the conversion of properties into HMOs - HMOs should be encouraged as the most space-efficient form of housing, rather than decried.

Stop talking so much sense the dopey politicians might wise up!

We can't have that can we!!??

02/03/2017
1:39 am
PaulBarrett
Member
Members
Forum Posts: 2890
Member Since:
12/10/2011
sp_UserOfflineSmall Offline

GarryD said
If you want to rid our communities of anti-social behaviour why isn't tenant referencing a mandatory requirement?

Because if they did millions of tenants would be homeless!!

You have recognise that there are millions of feckless dysfunctional citizens and as such they rely on LL taking a risk on them.

Without LL prepared to do this then millions would be homeless.

02/03/2017
10:04 am
kickedinteeth
New Member
Members
Forum Posts: 1
Member Since:
02/03/2017
sp_UserOfflineSmall Offline

I would like the following points brought up please

We support people who work hard and get on in life

Many private landlords work hard and have done everything they can to provide for their retirement planning.  Yet this governments policy of Section24 will bankrupt many of them and give them tax rates up 93%.  The lies of landlords having an unfair advantage against homeowners as been proved time and time again by dozens of experts as complete rubbish

Homelessness

This government is responsible for increases in homelessness via their policies 

Cuts to housing benefit

U Credit now is so toxic that tenants are starving and landlords are expected to wait 3 months for rent money

The homeless bill will rocket with Section24 and the housing benefit bill will increase 3 fold via BB accommodation

Not once has this government asked whether these people will be housed but avoided this question at all costs

They can quote we are supplying x millions but its a drop in the ocean to what will be required

Construction industry that is too reliant on a small number of big players

Very interesting statement.    But they are doing the opposite of this with mortgaged private landlords they are doing everything they can to bring in Institutional investors and trampling all over the small landlords.  They are giving unfair advantages to the big boys and taxing the mortgaged small landlords out of business

High rents bad news for taxpayers if rents to high then the taxpayer has to foot the bill with more housing benefit

Yet their Policy Section 24 will be responsible for massive rent increases.  BTR instutionals will be higher rents also . Look at what the students are reporting with the massive student accommodation.  In some cases 3 times higher in rent.   The government again complain about higher benefit bills but all the policies being introduced will push the bill up further

Planning System   DEVELOPMENT TO SLOW

I am a landlord but I also have a company and I build the odd house and convert houses into two or flats and renovate old houses.

This government have given the locals far far to much say in the building of one dwelling.

I will give you 2 real examples

I have a side garden which I have tried to build a house on , I have lost 3 times.

Last year I applied for an extension this is what happened

Locals 100 signed petition

About 25 letters objecting

They tried to get the local councillor to call it in but he had missed the deadline.

Because now councils have to engage with the locals because they did not like my extension the architect had to change the plans 3 times and where as its ment to be 8 weeks for a decision it took 18 weeks.

Another one

Applied for planning for house on side plot

Again locals objected to everything they can think of .  Councillors object on their behalf get it called in to committee to override the planning officers.

Again extension of time to allow the planning officers time to consider the locals and again plans altered.

Have you any idea on the costs to a small builder ?    This is rediculous and when only 1 or 2 houses are involved then I do not believe the locals should have this much say.

The problem with your party is these people are likely to be Torie voters so you wont upset them but they are the biggest NIMBYS and cost builders thousands and these costs get added to the house.

So you need to sort out the NIMBYS there are many small plots that small builders could build on  and the builders need support of government but it is not there.    Perhaps have a word with the planners and look at the applicartions to see what the locals do to try and stop anything being built even one small house

The other hurdle is lack of finance for small builders and interest free loans should be given from the government to get them building and it gets repaid once built.

Wages

Many jobs now are poorly paid and zero hour contracts better jobs for the workers.  The IFS has predicted that in 2020 wages will be worth less than today.  If this is true then more and more people will not be able to buy.

RENT ARREARS AND TRASHED PROPERTIES

The amount of money that landlords lose is in the millions and the court system to evict legally takes months .  It needs to be much quicker to evict when tenants are trashing and not paying rents.

After all the eviction fees have increased from 150 to 350 over a period of 18 months.

Why is is acceptable for the government to allow a person property to be trashed like this ?

Rent arrears is theft and a landlord should have the right to recover .  If its council tax then it is take so why is the government loses more important than the person supplying the accommodation.

Much is portrayed abourt slum landlords I would like something done about slum tenants

 

So my message to Gavin Banwell is

Get Section24 overturned

Take away the power of the NIMBYS

Scrap UCredit as its an absolute disaster and the cost of it a complete waste of taxpayers money

Increase the Housing benefit to the market rate by not doing this you are pushing councils into BB accommodation.

Help small builders get finance

Bring in a law which will deter tenants from rent arrears and trashing properties  make them responsible

I would love Gavin Banwell to spend a day with me and then tell me that letting houses out is an investment and not a business.  I could show him first hand all the problems that need correcting.

02/03/2017
12:40 pm
Owen
Member
Members
Forum Posts: 15
Member Since:
16/03/2012
sp_UserOfflineSmall Offline

1) good tenants pay for bad ones via higher rents :-

a) What will be done to speed up and reduce the cost of section 8 eviction ?

can we have an accelerated process for section 8 evictions similar to section 21 - and the 'accelerated' process isn't fast enough either - if a case is being done purely 'on the papers' why can't it be turned round by the court in a week ? - employ more judges just to do these 'one the papers' cases.

bailiffs - once a order has been granted getting a bailiff takes too long - if the court bailiffs can't do it within 7 days of the order being granted should be able to use a 3rd party certified bailiff.

target - should be able to have a non-paying tenant removed from a property in 2 weeks from applying for section 8 notice (remember they have to be 2 months in arrears before S8 can be applied for - so you're still looking at 3 months lost rent as a minimum.

b) civil debt enforcement is too costly and time consuming - again good T pay for bad.

getting a small claims judgement for debt the process is ok.

enforcing the debt is a nightmare - the process was only fit for the 1950s when people were less mobile.

If a judgement has been obtained - and you know the debtors NI number it should be possible to enforce it via HMRC / benefit service collecting directly from PAYE or benefits. This would also benefit utility companies in collecting their bad debt - when again good customers pay for bad.

---- all we want is a level playing field so that if tenants are getting more rights - we have the tools to enforce the contract when the T breaks it.

02/03/2017
9:48 pm
PaulBarrett
Member
Members
Forum Posts: 2890
Member Since:
12/10/2011
sp_UserOfflineSmall Offline

Agree with your contentions

However with S8 does not equate to 2 calendar months

If rent is paid in advance monthly then the 1 month and 1 day of rent default is 2 months of rent arrears 

So you serve the S8 on the 2nd day of the second month.

Only if rent is indicated on the AST that rent is paid in arrears would you have to wait 2 calendar months.

03/03/2017
12:14 pm
samjackson
Member
Members
Forum Posts: 8
Member Since:
03/11/2011
sp_UserOfflineSmall Offline

Well I did it! There were over 150 people in the room and I got my hand up but sadly we weren't allowed a lot of time each before he answered. Only about 20 people got the chance to speak.
A lettings agent asked him to explain the thought process behind section 24 and increased stamp duty which will only increase rents when the government are looking to solve the housing crisis , so I followed it by standing up and telling him I was a living example of what section 24 is going to do.
I told him I've been a landlord for 12 years I had bought poor housing and renovated it I homed 55 people in 34 units, I had not raised rents in many years. I told him in four years he will make me bankrupt. I asked him what would happen to my tenants. I told him I have put my portfolio up for sale and nobody is looking to buy it for residential. I explained the people who have shown interest are looking for yield and are looking to turn my houses into HMOs displacing those families. And that with my flats they are looking at how much they can increase rent when they have bought from me. I decided as I did not have long to speak just to give him a real life example of the carnage section 24 is going to cause. He answered that the Chancellor George Osborne had bought in section 24 because he was warned by the banks that The buy to let market was creating a bubble that would burst so they had to calm the buy to let market. He also said it was to level the playing field with homeowners, and that it does not affect many landlords (that old chestnut) At that point I got back up without a microphone and asked him was one landlord and 55 people potentially made homeless not enough? He answered that they have to look at the bigger picture. He did say it's being phased in over four years and they will monitor its affect as it goes. So my only glimmer of hope is that all landlords make the tenants aware and publicise The rent increases and evictions due to section 24. It is clear private landlords mean nothing to them and it's all about building new homes and creating affordable homes. Buy to let landlords are seen as insignificant. I am only just coming down from the experience it was very daunting and I was pushed very far out of my comfort zone !! I'm sorry I didn't get to ask all the questions people have but I just would not have been given the time.

03/03/2017
12:22 pm
NLCEuk.co.uk
Guest
Guests

Section 24 IS ALMOST HERE | PLEASE lobby your MP, tell your tenants and spread the word! http://www.landlordreferencing.....-the-word/

04/03/2017
1:47 am
David Price
Member
Members
Forum Posts: 1641
Member Since:
12/10/2011
sp_UserOfflineSmall Offline

PaulBarrett said
Agree with your contentions

However with S8 does not equate to 2 calendar months

If rent is paid in advance monthly then the 1 month and 1 day of rent default is 2 months of rent arrears 

So you serve the S8 on the 2nd day of the second month.

Only if rent is indicated on the AST that rent is paid in arrears would you have to wait 2 calendar months.

Paul I believe that the law has been changed (clarified!) and now it has to be a full two months in arrears before one can take action.  The legal experts will no doubt correct me if I am wrong.

04/03/2017
1:50 am
David Price
Member
Members
Forum Posts: 1641
Member Since:
12/10/2011
sp_UserOfflineSmall Offline

Sam you did well to even ask a question.  The reply you received was described by Churchill, a "terminological inexactitude", but this is all we can expect of politicians.

06/03/2017
8:10 pm
PaulBarrett
Member
Members
Forum Posts: 2890
Member Since:
12/10/2011
sp_UserOfflineSmall Offline

Dave I will take your advice under advisement should I need to evict

Perhaps the change you quote came about after the S21 change!?

I agree with you about samjack.

He/she did well!

At least questions were asked and it does confirm what we all have thought and known.

This Govt is NOT for turning and S24 will proceed without any interference.

If that means bankrupted , forced out of business LL, homeless tenants then so be it.

BTL is not a threat to the housing market

Overgeared OO are though!!

S24 LL have to accept the unpalatable reality that they may have to sell up or reduce portfolio size substantially unless they are able to increase rents to cover normal rent increases and S24 additional rent.

For those LL that are unable to pay CGT bills they are effectively bankrupt.

They need to sell up and hide all their cash or assets away from the OR.

But they need to do it now.

Or they could hope for a HPC and then sell to trusted parties paying reduced or even zero CGT.

I do know that many S24 LL are in for some devastating and very stressful times

Forum Timezone: Europe/London

Most Users Ever Online: 755

Currently Online:
22 Guest(s)

Currently Browsing this Page:
1 Guest(s)

Top Posters:

PaulBarrett: 2890

Mary Latham: 2188

LyndonBaker: 1805

David Price: 1641

Patricia A: 986

DATA CONTROL: 967

Member Stats:

Guest Posters: 2528

Members: 6261

Moderators: 6

Admins: 1

Forum Stats:

Groups: 1

Forums: 3

Topics: 4435

Posts: 30904

Newest Members:

hipro20, papsshaikh, disichei, cornwallroomlets, pip1970, paulbright

Moderators: SamiiB: 441, News @ Tenant Referencing: 1567, laura: 15, Chloe: 107, lucybarr: 0, jaswhite: 20

Administrators: Paul Routledge: 3415

/* ]]> */