universal credit

universal credit

Lifestyle quiz to secure a mortgage comes into force today

26 April, 20140 Comments
From today, new rules come into force that mean borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. According the the Financial Conduct Authority (FCA) the Mortgage Market Review (MMR) will ‘put common sense at the heart of the mortgage market and prevent borrowers ending up with a
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Just 1 bad tenant can wipe out an entire pension pot …

08 April, 20140 Comments
With 25% of retirees planning to user their pension pot to buy an annuity, following reforms announced in this year’s Budget, LRS wonders how prepared these ‘silver-savers’ actually are for becoming a landlord. Following the biggest shake-up of the pensions system in generations, pensioners can now take more of their pension pot as up-front cash,
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Government says benefit claimants more responsible than workers

31 March, 20140 Comments
The majority of the Mortgage Market Review changes will come into effect on 26th April 2014, where new rules will mean that borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. Please read : Mortgage Market Review explained by the FCA. Please read : How will the Mortgage
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Accurate tenant referencing and landlord communication is the way forward

03 February, 20140 Comments
With the impending welfare reform via Universal Credit, legislation to tackle illegal immigration, more landlord Licensing schemes being implemented and stories such as Landlord Fergus Wilson’s recently hitting the headlines; landlords and letting agents need to realise the severe implications if they continue to go about their business without the means of accurate and thorough
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2013 LRS Alerts show 22% drop in rent arrears & damages

11 January, 20140 Comments
As we enter 2014 Landlord Referencing is extremely happy to reveal that the tenant alerts recorded (exclusively at Landlordreferencing.co.uk) in 2013 show a 22% drop in rent arrears and property damages, compared to the figures recorded in 2012. Coupled with the vast increase of Landlords & Letting Agents registering to join the Landlordreferencing.co.uk network over the
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Top 100 housing must reads; 2013 through the eyes of an LRS landlord.

31 December, 20130 Comments
Here is a compilation of the 100 most read, most interesting, and most commented upon Landlord Referencing Forum topics, from late 2012 to the end of 2013. (Click on title of each one to read the thread in full.) The Office of Fair Trading has today launched new online resources to help internet businesses comply
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10 good reasons to join LRS in 2014

30 December, 20130 Comments
WHY should landlords and letting agents join the only network in the UK that can prevent them from taking someone else’s bad tenant in the new year? You can become the “Gate-keeper” to your community, stopping the bad tenants from setting down roots. Welfare reform via Universal Credit – where, once implemented, you may never
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