tenant referencing for dummies

tenant referencing for dummies

Why do you need my national insurance number?

13 May, 20160 Comments
Dear Samii My reference is currently being processed, so I just wanted to know why you need my National Insurance number? Samii says At Tenant Referencing UK in order to proceed with your reference we need your National Insurance number because: It is proof of your identity, It proves your right to work in the UK. You
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Info on the referencing process that I can share with my applicant tenants

11 May, 20160 Comments
Dear Samii Do you have any information on the referencing process that I can share with my applicant tenants please? Samii says Of course, and it’s great to hear that you want to be completely transparent with tenants on the referencing process. Hopefully you’ll be able to use the following to effectively communicate with future tenants: The
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Is the Noddle credit reference any good?

05 May, 20160 Comments
Dear Samii My tenant appears to have a problem with their credit score, which is very low. They say its probably due to having split addresses and that they’ve recently applied to change their entry on the electoral role to their current address but it hasn’t come through yet. They’ve now provided a credit report
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Non-assured tenancy agreement – Is this eligible for RGI?

29 April, 20160 Comments
Dear Samii I am considering accepting a tenant but the appropriate tenancy for her is a non-assured tenancy agreement because 1) She is retaining another property she owns in London, and 2) I am a resident landlord in the property which shares the use of part of the building. Both make a non assured agreement
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Do you use 30x Gross income or 30x take-home pay after taxes?

28 April, 20160 Comments
Dear Samii Do you check Tenant affordability by asking them to provide you with six months’ payslips and six months bank statements?  When you check affordability do you use 30x Gross income or 30x take-home pay after taxes? Samii says It depends on their status. We request 6 from self-employed but minimum of 3 as
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Does a guarantor have to be a home owner?

27 April, 20160 Comments
Dear Samii Does a guarantor have to be a home owner? Samii says No, in theory they could be renting their home. However they must be financially sound to support the tenant should anything go wrong, so they should be referenced in the same way as the applicant. There are two types of guarantor that DAS will accept for
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How long should a tenant reference take to complete?

11 April, 20160 Comments
Dear Samii On average, how long should a tenant reference take to complete? Samii says Lol, how long is a piece of string?!… Seriously though; it really depends on what you actually want from your reference. At Tenant Referencing UK we are experiencing a notable increase in landlords fretting about our referencing process taking longer than other referencing
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Referencing failed half way through / Right to Rent clarification

04 April, 20161 Comments
Dear Samii If my reference fails half way through do I get my money back? Samii says If you have opted for one of our referencing packages that comes with rent guarantee insurance, then you will receive a refund on the RGI product if the referencing fails half way through. However, if the applicant tenant fails
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