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Is “rent to buy” cashing in on poverty?

09 April, 20140 Comments
Today the BBC have reported on a growing number of people who are turning to companies that offer weekly rental services to buy household items when money is tight. Companies such as Brighthouse, which allow weekly payment instalments over a number of months or years to buy items, have grown rapidly since the economic downturn.
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Should you save or repay your debt?

20 September, 20133 Comments
To anyone with a passing interest in economics, the above question might seem like a daft one. Following the financial crisis, the Bank of England base rate nosedived by 4.5% in less than a year, and has been at an all-time low of 0.5% since the first quarter of 2009. Low interest rates punish savers,
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[EXCLUSIVE] Council agree major re-structure of HMO licence fees

30 April, 20130 Comments
Birmingham City Council have sent a strong message to landlords who let in the city. “We support good landlords” Senior officers of the city council have been in discussions with the West Midlands Regional Representative of the National Landlords Association (NLA) since 2011 when HMO licences were about to come up for renewal but it
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What are Credit Unions?

03 July, 20124 Comments
What is a credit union? Credit unions are * “not-for-profit” financial co-operatives, which are democratically owned and managed by the members who use them. (* The term not-for-profit should not be confused with non-profit. Not-for-profit means that they operate to serve their members rather than to maximize profits, whereas non-profit means that they rely purely
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