opinion

opinion

Want a mortgage? Don’t eat steak!

12 May, 20140 Comments
It emerged last night that mortgage applicants are being asked ‘Spanish inquisition’ style questions, including whether they play golf or eat steak. Some interviews have lasted up to 3 hours where applicants have been quizzed over the price of haircuts, their plans for more children and even their hopes of a pay rise. These questions
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Lifestyle quiz to secure a mortgage comes into force today

26 April, 20140 Comments
From today, new rules come into force that mean borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. According the the Financial Conduct Authority (FCA) the Mortgage Market Review (MMR) will ‘put common sense at the heart of the mortgage market and prevent borrowers ending up with a
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Government says benefit claimants more responsible than workers

31 March, 20140 Comments
The majority of the Mortgage Market Review changes will come into effect on 26th April 2014, where new rules will mean that borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. Please read : Mortgage Market Review explained by the FCA. Please read : How will the Mortgage
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VROOM with a view! – Garages to be converted into tiny homes.

25 February, 20140 Comments
[UPDATE] Feb 25th 2014 The Olympic East Village scheme scooped the top prize at this year’s London Planning Awards; the Mayor’s Award for Planning, along with Category 4: ‘Best New Place to Live’. ‘Pop-Up Hawse’ received a commendation in the ‘Best Conceptual Project’ category of the awards – for ‘the innovative, challenging and topical exploration of
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Could the Help to Buy Scheme cause a bubble? Do you care?

04 October, 20130 Comments
Help to Buy is a government scheme that aims to make getting on to, or moving up, the housing ladder more accessible to existing home owners and first time buyers by purchasing a home with as little as a 5% deposit.  Using Help to Buy there are two ways to purchase a property, up to
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Can you afford to take these tenants ?

08 August, 20130 Comments
Local people who need housing in North Somerset will find the process becomes easier from next month when changes to the HomeChoice policy come into force. More than 7,000 households are currently waiting for social housing but many of these have no connection to North Somerset – but from September, those people without a local
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Additional clauses in a written tenancy agreement

10 June, 20130 Comments
It has always puzzled me why Landlords do not add more clauses to a drawn up Tenancy Agreement. If you are a Landlord who has added additional advantageous clauses please, enlighten others of what appropriate small print can be added. Mr Trevor McMaster ~ The City of London Bailiffs Previous topics: Notice to Quit! Who’s shaking? TENANT CAN’T PAY THE
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Notice to Quit! Who’s shaking?

23 April, 20131 Comments
NOTICE TO QUIT! WHO’S SHAKING? Does serving a notice to quit encourage the tenant to pay up or tell the tenant that they have another 60 days (minimum) rent free accommodation ? What is your success rate in getting arrears paid and future rent paid on time after serving notice ? Mr Trevor McMaster ~ The City
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TENANT CAN’T PAY THE FUEL BILLS …

17 April, 20131 Comments
Tenancy agreement states no Key Meters to be fitted. Would you, the landlord, allow a key meter to be installed if the tenant can’t pay the gas and electric bills ? What would you do if the tenant was cut off ? Mr Trevor McMaster ~ The City of London Bailiffs Previous topics: 394….That is
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