Councils & Housing Associations are supposed to provide better HOMES not bigger LOANS

07 July, 20140 Comments
I have just been reading this http://www.landlordreferencing…..-recovery/ about the new restrictions on mortgages And then I read this in the Guardian Household debt serious threat to UK recovery, says Bank of England deputy Jon Cunliffe says debt is equal to 135% of household earnings but Bank’s measures to limit lending will insure against crash In
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Want a mortgage? Don’t eat steak!

12 May, 20140 Comments
It emerged last night that mortgage applicants are being asked ‘Spanish inquisition’ style questions, including whether they play golf or eat steak. Some interviews have lasted up to 3 hours where applicants have been quizzed over the price of haircuts, their plans for more children and even their hopes of a pay rise. These questions
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Lifestyle quiz to secure a mortgage comes into force today

26 April, 20140 Comments
From today, new rules come into force that mean borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. According the the Financial Conduct Authority (FCA) the Mortgage Market Review (MMR) will ‘put common sense at the heart of the mortgage market and prevent borrowers ending up with a
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Government says benefit claimants more responsible than workers

31 March, 20140 Comments
The majority of the Mortgage Market Review changes will come into effect on 26th April 2014, where new rules will mean that borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. Please read : Mortgage Market Review explained by the FCA. Please read : How will the Mortgage
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Largest Trade Union vows to challenge payday lenders

17 October, 20121 Comments
Britain’s largest Trade Union is mounting a challenge against pay day lenders, with plans to establish a nationwide Credit Union network. Unite, the largest trade union in Britain and Ireland, have pledged to abolish the “Wonga week” phenomenon. This follows widespread criticism of Wonga and its 4,214% APR interest rate charge, whereby families are currently using
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Welcome to our first National Tracing Agency Affiliate

18 September, 20120 Comments
Landlord Referencing Services is very happy to announce that we now have as our newest National Tracing Agent affiliate. Trace a Debt is the UK’s leading On-line Tracing Agency. All services are on a no find no fee basis – You ONLY pay on success. read
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Welcome to the Landlord Referencing Community

27 July, 20120 Comments
Landlord Referencing is very happy to announce that we now have our fourth Credit Union partner on board; view their web page here @ HertSavers exists to help people who live and work within Hertfordshire to manage their finances by: providing a safe and accessible place to save money promoting the wise use of
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