debt

debt

High Court enforcement and charging orders

21 November, 20170 Comments
When the judgment debtor’s only asset is their house, the creditor has the option of taking out a charging order on the debtor’s property to secure the judgment debt. Charging orders This will mean that, when the house is sold, the creditor will be paid, providing there is enough money left after other charges that
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Landlords and politicians demand overhaul of flawed welfare reform policy

08 February, 20170 Comments
Landlords and politicians are demanding an overhaul of the UK’s welfare system, claiming that thousands of benefit claimants are facing rent arrears, debt and eviction as a direct result of policy design flaws within the Universal Credit model. The Government’s ‘flagship welfare reform’ sees six benefit payouts combined into one monthly payment, replacing some of the
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1.3 million people can’t all be wrong, and they are not bad tenants either

19 December, 20160 Comments
There are 1.3 million people in the UK on waiting lists for “Social Housing”, not wanting a “traditional” landlord, they can’t all be wrong. Much of the free advice for landlords is flawed and this breakthrough new book (published December 2016!) aims to set the record straight explaining, amongst other things, that by being slightly
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5.5m private tenants at risk of rent arrears – even if they work

19 September, 20161 Comments
Landlords are being warned that a growing number of working tenants are at risk of falling into arrears because they would fail to qualify for housing benefit if something went wrong. A recent report by a large insurer has found a rise in the number of working people at risk of being unable to pay
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Councils & Housing Associations are supposed to provide better HOMES not bigger LOANS

07 July, 20140 Comments
I have just been reading this http://www.landlordreferencing…..-recovery/ about the new restrictions on mortgages And then I read this in the Guardian Household debt serious threat to UK recovery, says Bank of England deputy Jon Cunliffe says debt is equal to 135% of household earnings but Bank’s measures to limit lending will insure against crash In
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Private Rent Arrears decreasing as Social Housing debt rises

06 May, 20140 Comments
Last month Landlord Referencing Services recorded a significant dip in it’s unique Tenant Alert upload system compared to the month before. April 2014 Tenant Alert Statistics – CLICK HERE TO READ ON. April 2014 Website Traffic Statistics – CLICK HERE TO READ ON. This begs the question: what with more and more landlords and letting
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