benefit claimant

benefit claimant

Private landlords call for help reclaiming Universal Credit rent arrears

05 December, 20170 Comments
Landlords are calling on the Government to create a mechanism for them to reclaim any rent arrears built up by Universal Credit (UC) claimants who move out of their property. Research by the Residential Landlords Association’s (RLA) has revealed 36% of private landlords have more confidence to rent to tenants on UC as a result
Read more

Landlords and politicians demand overhaul of flawed welfare reform policy

08 February, 20170 Comments
Landlords and politicians are demanding an overhaul of the UK’s welfare system, claiming that thousands of benefit claimants are facing rent arrears, debt and eviction as a direct result of policy design flaws within the Universal Credit model. The Government’s ‘flagship welfare reform’ sees six benefit payouts combined into one monthly payment, replacing some of the
Read more

Government makes it even harder for vulnerable people to rent PRS homes

22 July, 20160 Comments
A new report from the RLA has revealed government policy is making it harder than ever for benefit claimants and the homeless to rent homes within the private rental sector. Working with Sheffield Hallam University, the report is part of an investigation into access to the PRS by the homeless and those on benefits. Led by
Read more

Want a mortgage? Don’t eat steak!

12 May, 20140 Comments
It emerged last night that mortgage applicants are being asked ‘Spanish inquisition’ style questions, including whether they play golf or eat steak. Some interviews have lasted up to 3 hours where applicants have been quizzed over the price of haircuts, their plans for more children and even their hopes of a pay rise. These questions
Read more

Lifestyle quiz to secure a mortgage comes into force today

26 April, 20140 Comments
From today, new rules come into force that mean borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. According the the Financial Conduct Authority (FCA) the Mortgage Market Review (MMR) will ‘put common sense at the heart of the mortgage market and prevent borrowers ending up with a
Read more

Is “rent to buy” cashing in on poverty?

09 April, 20140 Comments
Today the BBC have reported on a growing number of people who are turning to companies that offer weekly rental services to buy household items when money is tight. Companies such as Brighthouse, which allow weekly payment instalments over a number of months or years to buy items, have grown rapidly since the economic downturn.
Read more

Government says benefit claimants more responsible than workers

31 March, 20140 Comments
The majority of the Mortgage Market Review changes will come into effect on 26th April 2014, where new rules will mean that borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. Please read : Mortgage Market Review explained by the FCA. Please read : How will the Mortgage
Read more

32,000 benefit tenants Christmas ruined by DWP

30 December, 20130 Comments
Up to 32,000 benefit claimants did not receive their payments in time for Christmas, due to an “administrative error”. Those claiming jobseekers allowance, employment support allowance, social fund (essential for things such as clothes, rent and furniture) and certain categories of pension social fund where due their benefit money on Christmas Eve but for many it
Read more

£140 million wasted on welfare reform IT systems that don’t work!

07 November, 20130 Comments
The DWP has been slammed by a cross-party committee regarding a ‘shocking lack of financial control’ over the governments ‘flagship’ Universal Credit programme. Universal Credit, which aims to roll several benefits into one single payment made direct to the claimant, has been scrutinised by The Public Accounts Committee – saying that any deadlines for the
Read more
  • 1
  • 2