affordable housing

affordable housing

Councils & Housing Associations are supposed to provide better HOMES not bigger LOANS

07 July, 20140 Comments
I have just been reading this http://www.landlordreferencing…..-recovery/ about the new restrictions on mortgages And then I read this in the Guardian Household debt serious threat to UK recovery, says Bank of England deputy Jon Cunliffe says debt is equal to 135% of household earnings but Bank’s measures to limit lending will insure against crash In
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PRS expansion undermines Scottish Governments hopes of reducing poverty

02 May, 20140 Comments
According to recent research by one of the largest UK social policy research charities, the proportion of Scottish households now privately rented has risen from 7% in 1991 to 14% today. The Joseph Rowntree Foundation have also found that : On average, PRS rents are 86% higher than social housing rents. Scotlands historically large share of social
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Homeless charity to trade tenants personal data [UPDATE]

13 November, 20130 Comments
By year end Experian plan to include 600,000 rental records, via social housing providers who’s tenants have paid late, that lenders will have access to from next year. Landlord Referencing Services has been including late rent payments, as well as any property damages incurred throughout each tenancy, via our unique Lifestyle Referencing Reports for nearly
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Third of UK’s private rented stock unaffordable says new report

15 July, 20130 Comments
A new report out today has revealed that most of southern England is now off limits to less affluent / low-income families wanting to rent a home. The Home Truths Report, from the Resolution Foundation, is the first of its kind to give a comprehensive assessment of where less affluent families can reasonably afford to
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Homeless charity to trade tenants personal data?

10 May, 20130 Comments
Today it has been revealed that social landlords are planning to hand over rental payment data to a credit ratings giant, in an attempt to help social tenants build their credit histories and access more affordable housing. Later this month Experian and the social investment arm of The Big Issue “Big Issue Invest” will be
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Rent arrears could increase by £245 million!

24 January, 20131 Comments
A survey of housing associations has found that, on average, they expect their rent arrears to increase by 51% as a direct result of the government’s impending welfare reforms. The survey of 232 housing associations, carried out by Ipsos Mori for the National Housing Federation, has also revealed that if this is extrapolated across the
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